If you have been injured in a car accident, you probably already know that you should not speak with the insurance company until you have also spoken with your attorney. However, there are benefits to working with an accident attorney that are not always obvious. Therefore, read on for more about this topic to protect yourself and know what to expect.
Easier Time Dealing with Insurance Companies
You may already be familiar with some of the challenges from insurance companies today. Although more Americans have access to health insurance today due to the new federal laws in place regulating health insurance, that law did not make it any easier to negotiate with them.
One difficulty that you will be surprised to realize is that if your health insurance policy aid for your medical care after your accident, they will probably expect to be paid back for those fees from your auto insurance.
Therefore, any settlement that you receive after your accident may not be as large as it seems, because some of it may belong to your health insurance company. Your lawyer will be able to help you protect your interests. It is often helpful to request that your settlement amount will be in addition to the payment of medical and other expenses.
You may be Able to Get a Settlement without Going to Court
It is easy to assume that it will take a long time and court appearances before you finally get the justice for your accident that you deserve. The truth is that insurance companies have a list of acceptable expenses and events. Just as you do not want to go to court or waste a lot of time when there is no question about the need for the settlement, the insurance company also does not want to waste time.
That means that when the situation is clear-cut and the fault of their client, the insurance company and your lawyer can often negotiate an acceptable, appropriate settlement without the need for court appearances. Unfortunately, negotiations between an individual and an insurance company may not always provide the same benefit.
Finally, an auto accident lawyer is often willing to come to you, wherever you may be. That could be at home, in the hospital or even a rehabilitation center while you recover. It is crucial to remember that the longer you wait to obtain legal representation, the longer it may take for your case to settle. Lack of transportation or your own health after the accident should not deter you from enforcing your rights after the accident.